A comprehensive variety of Islamic Banking solutions offer fully transparent Shari’ah compliance to all Excellency clients.
Our commitment is to ensure that your banking experience remains at the highest level of quality, service and convenience while assuring complete Shari’ah compliance.
Designed to ensure your peace of mind and financial security whilst still building your wealth at optimum levels, all Islamic banking products and services offered are regulated by the UAE Central Bank and supervised by an independent Fatwa and Shari’ah Supervisory Board. The Meethaq suite of products is available to Excellency clients at our six Excellency Centres, as well as at all ADCB branches across the UAE.
The following Shari’ah compliant products are available:
Accounts and Deposits
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Meethaq Current Account
The Meethaq Current Account is based on Wadi’ah Bed-Dhaman (Shari’ah compliant safekeeping of funds) to assist you in making your daily banking easier with high quality personalized service. - Savings, Special Savings and Millionaire Destiny Savings Accounts
Offering a suite of attractive Savings Account options, ADCB Meethaq works together with you within a Mudaraba partnership to grow your financial security to greater heights. - Term Investment Deposits
ADCB Meethaq Term Investment Deposit is based on the concept of Mudaraba partnership. Your investment is placed in a common Mudaraba pool and is invested in strict compliance with Shari’ah to generate the best possible returns. A flexible investment tenor structure enables financial freedom with security. - Wakala Investment Deposits
With a Wakala Investment Deposit, a Master Wakala Agreement is signed between the Muwakil (Investor) and the Wakil (the Bank). The Muwakil appoints the Wakil as an agent in order to invest in Shari’ah Compliant Investments on his/her behalf at an agreed profit rate, to be paid along with the principal on maturity. - Regular and Lump-sum Takaful Investment Programmes
The Takaful and Savings Programmes from ADCB Meethaq offer financial assurance through a Shari’ah compliant savings strategy, whether your contributions are a regular commitment or a lump sum investment.
Finance Products
- Yaqeen Salam Personal Finance
“Yaqeen” is a retail cash finance product considered to be the most trusted Islamic Personal Finance; structured under the unique concept of “Bai Al Salam” (a Sale contract where the Customer undertakes to deliver/supply a specified tangible asset to the Buyer at mutually agreed future date in exchange for an advance price fully paid at spot by the Buyer). - Murabaha Auto Finance
With ADCB Meethaq Murabaha Auto Finance we work together to journey towards your true driving potential with attractive profit rates and a smooth approval process. - Ijarah Home Finance
Offering property ownership through ADCB Meethaq Ijarah for completed properties and ADCB Meethaq Forward Ijarah for properties under construction, together we can secure the right property for you. - UAE Construction Home Finance
UAE Construction Home Finance is offered exclusively to UAE National clients. Providing home finance options over and above Government-provided loans, let us work with you to buy or build the home or villa of your dreams. - ADCB Meethaq Credit Card
ADCB Meethaq proudly offers the first of its kind Islamic Credit Card in the UAE based on the fundamental belief of Responsible Banking. This socially responsible credit card is available in Classic, Gold, Premium Gold and Platinum.
The ADCB Meethaq credit card is interest free and packed with a host of exciting features and benefits
