Choose your own fees with MeethaqAspire!
We have recently reviewed our account pricing structure to make it deliver more value to our loyal customers. As a result of this review, we will be introducing a new pricing and fee structure. This gives you control of the fees you pay.
What is Relationship Pricing?
Under the existing pricing structure, each current/savings/ special savings account is charged or priced individually. Effective October, 1st 2009 the fee will be based on the value of your entire relationship with ADCB.
It’s a simple concept. There are four pricing tiers under Meethaq Aspire. These Meethaq Aspire tiers are classified based on your Total Relationship.
Simply enhance your relationship and choose your own fees: the more products you have the less you pay. You can even choose to pay nothing at all for Meethaq Aspire.
Meethaq Aspire Relationship Pricing:
| Free | Keep a Total Relationship Balance of AED 30,000
OR Keep a monthly average current/savings/special savings account balance (CASA) of AED 10,000 OR Keep a monthly average CASA balance of between AED 5,000 and AED 10,000 and have a financing facility or an active credit card |
| AED 30 | Keep a monthly average CASA balance of between AED 5,000 and AED 10,000 and transfer your salary to ADCB
OR Keep a monthly average CASA balance of less than AED 5,000 and have a financing facility or an active credit card |
| AED 60 | Keep a monthly average CASA balance of between AED 5,000 and AED 10,000 with no salary transfer
OR Keep a monthly average CASA balance of less than AED 5,000 and transfer your salary |
| AED 100 | Keep a monthly average CASA balance of less than AED 5,000 with no salary transfer, financing facilities, cards or investments |
*Any one segment condition must be met for the respective segment monthly fee.
Also, you’re covered for free Life Takaful of AED 50,000 when you are in Meethaq Aspire 1 category.
Through your banking relationship you will also be entitled to earn TouchPoints. TouchPoints is ADCB’s unique reward scheme, which gives you points for every ADCB product and service you 'touch'. TouchPoints can be exchanged for vouchers at some of the UAE’s most prestigious retailers or used to pay your utility bills, or even redeemed for Skywards Miles, giving you free flights and upgrades on Emirates Airlines. For more information on ADCB TouchPoints, visit www.adcbtouchpoints.com.
We have also improved our 24x7 services to help serve you better:
There are over 150 ATMs and over 40 of them allow you instant cash deposit into your account.
Login to ADCB@ctive – Personal Internet Banking and open a deposit, check your account balance, remit money instantly, pay your bills and much more.
Register for ADCBMobile, and check your account balance or transfer funds between your accounts using your mobile phone.
Notes
1.Total Relationship Balance includes deposits/investment value, current/savings/special savings monthly average balance.
2. Financing facilities include all Personal and Small Business Finance, Auto Finance and Home Finance.
3. Active Credit Cards: Customers with an outstanding balance as of the previous billing cycle and/or at least one transaction in the last 3 months.
4. Salary transfer means the customer’s salary is transferred to any ADCB account by direct credit. Salary Transfer does not include cash or cheque salary transfers.
5. Customers with Salary Advance Facility with utilized facility are not charged any Relationship Fee.
6. Customers with Takaful products and with the premium of at least $100 per month or $1,200 annual premium are not charged any Relationship Fee.
